Catalyst Property Finance / Everyday Residential and Semi-commercial Bridging

Secure the purchase of a property quickly or fund the refurbishment or permitted development with an everyday residential & semi-commercial bridging loan from Catalyst PF.

Lending Criteria Overview

Borrower Borrowers from 21 to 85 at end of term
Borrowers with good credit history. Adverse by referral
Borrower 3 year UK address history. Exceptions by referral
Individual or LTD Co/LLP (offshore LTD Co considered)
Loan Loan terms up to 24 months
Loans up to £5 million (higher considered by exception)
Interest serviced, blended or retained
Property Purchase or refinance
Light refurb (non-structural, no planning permission required)
Leases must be over 50 years
Fees No Early Repayment Charges
Facility fees: 0% – 2%
Procuration fees: 0% – 2%


As a respected bridging loan provider, we can offer individuals and businesses a bridging loan up to £5 million over a term between a month and two years. To be eligible for this type of loan, borrowers must be between the ages of 21 and 85 at the end of the term and have a good credit history (those with an adverse history can be helped by referral). They must also have resided in the UK for three years.

 With no early repayment charge and facility and procuration fees ranging between 0% and 2%, speak to our bridging loan experts today on 0333 01655235.

 Catalyst PF takes huge satisfaction in being able to help most people looking for short-term finance with our range of bridging loans. We are a provider of short-term property loans to 80% LTV and we excel at delivering the bridging products you need and the service you and your clients deserve. If you would like to talk to us about our everyday residential and semi-commercial bridging loan options, contact our team today.

Monthly Interest Rates From

50% LTV 55% LTV 60% LTV 65% LTV 70% LTV 75% LTV 80% LTV
First Charge 0.55% 0.59% 0.65% 0.69% 0.75% 0.85% 0.95%
Second Charge 0.65% 0.69% 0.75% 0.79% 0.85% 0.95%

Monthly Interest Rates From

First Charge Second Charge
50% LTV 0.55% 0.65%
55% LTV 0.59% 0.69%
60% LTV 0.65% 0.75%
65% LTV 0.69% 0.79%
70% LTV 0.75% 0.85%
75% LTV 0.85% 0.95%
80% LTV 0.95%