EVERYDAY RESIDENTIAL AND SEMI-COMMERCIAL BRIDGING
Catalyst Property Finance / Everyday Residential and Semi-commercial BridgingLoans where no or minor changes proposed to security property such as cosmetic upgrade, modernisation, small structural works under permitted development
Lending Criteria Overview
| Borrower | Borrowers from 21 to 85 at end of term Borrowers with good credit history. Adverse by referral Borrower 3 year UK address history. Exceptions by referral Individual or LTD Co/LLP (offshore LTD Co considered) |
| Loan | Loan terms up to 24 months Loans up to £5 million (higher considered by exception) Interest serviced, blended or retained |
| Property | Purchase or refinance Light refurb (non-structural, no planning permission required) Leases must be over 50 years |
| Fees | No Early Repayment Charges Facility fees: 0% – 2% Procuration fees: 0% – 2% |
REQUEST MORE INFORMATION
Monthly Interest Rates From
| 50% LTV | 55% LTV | 60% LTV | 65% LTV | 70% LTV | 75% LTV | 80% LTV | |
| First Charge | 0.55% | 0.59% | 0.65% | 0.69% | 0.75% | 0.85% | 0.95% |
| Second Charge | 0.65% | 0.69% | 0.75% | 0.79% | 0.85% | 0.95% |
Monthly Interest Rates From
| First Charge | Second Charge | |
| 50% LTV | 0.55% | 0.65% |
| 55% LTV | 0.59% | 0.69% |
| 60% LTV | 0.65% | 0.75% |
| 65% LTV | 0.69% | 0.79% |
| 70% LTV | 0.75% | 0.85% |
| 75% LTV | 0.85% | 0.95% |
| 80% LTV | 0.95% |