Catalyst Property Finance / Land With Planning Bridging

Loans on property that benefits from outline or full planning consent

Lending Criteria Overview

Borrower Borrowers from 21 to 85 at end of term
Borrowers with good credit history. Adverse by referral
Borrower 3 year UK address history. Exceptions by referral
Individual or LTD Co/LLP (offshore LTD Co considered)
Loan Loan terms up to 24 months
Loans up to £5 million (higher considered by exception)
Property Predominantly a residential led scheme
Commercial/mixed-use by referral
Full planning required
Outline by exception
Fees No Early Repayment Charges
Facility fees: 0% – 2%
Procuration fees: 0% – 2%


Do you require short term finance to buy land? Do you need finance to remortgage a piece of land? If the answer to either of those questions is yes then contact Catalyst PF today.

 As a respected bridging loan provider, we can provide financial support for projects that require full planning permission, predominately residential-led schemes and commercial/mixed use by referral. Our residential bridging finance is first class.

 A recent example saw a housebuilder in Middlesex request a loan of £156,000 to purchase land and prepare for a small architectural new home. The loan was over six months with the property valued at £240,000. The loan was paid for when the property was sold.

 With no early repayment charges and facility and procuration fees ranging between 0% and 2% you can rely on Catalyst to help you complete your project. The available funds can be immediately accessible, letting you concentrate on the project in hand.

Monthly Interest Rates From

60% LTV 70% LTV 75% LTV
First Charge 0.80% 0.90% 0.95%

Monthly Interest Rates From

First Charge
60% LTV 0.80%
70% LTV 0.90%
75% LTV 0.95%

How to arrange your land with planning bridging

If you require further information about our land with planning bridging finance options, contact our bridging finance team today on 0333 016 4043. Our bridging experts will consider your application and quickly reply with a lending decision. We can offer loan terms of up to 24 months and loans up to £5 million. Higher amounts will be considered by exception.


To be eligible for land with planning bridging borrowers must be aged between 21 and 85 at the end of the term and have a good credit history. Potential borrowers must also have a three-year UK address history. People with an adverse credit rating or have spent fewer than three years in the country can apply on a referral basis.