How can Catalyst assist with Below Market Value Purchases?

At Catalyst, we specialise in funding Below Market Value (BMV) purchases for both bridging and refurbishment projects, helping you deliver solutions for your clients where mainstream lenders often struggle.

A BMV purchase occurs when a property is acquired for less than its genuine open market value; for experienced investors, this can create an immediate equity position, improve project profitability, and accelerate portfolio growth.

BMV transactions require a lender that understands the rationale for the discounted purchase and can assess the opportunity accordingly.

Here’s how Catalyst can help:
🏠 Lending on a cost basis, including Stamp Duty, legal and valuation fees
🏠 Higher day-one funding  towards the purchase price, helping reduce the borrower’s cash contribution
🏠 Bridging and refurbishment finance
🏠 Loans from £100K to £20m
🏠 Up to 80% Open Market Value (OMV), rather than being restricted to a 180-day valuation
🏠 A wide range of property types considered
🏠 Terms up to 24 months
🏠 BMV loans assessed on a case-by-case bassis, where there is a clear rationale for the discounted sale.

Have a BMV enquiry to discuss?
Our team understands the complexities of BMV acquisitions and works closely with brokers to structure funding that helps clients move quickly and maximise the potential of each transaction.

📲 01202 112 900
📧 enquiry@catalystpf.co.uk