DEVELOPMENT FINANCE
Catalyst Property Finance / Development FinanceWe specialise in short term property finance, including ‘ground up’ development finance.
Our funding facilities are designed for property developers and housebuilders’ residential and mixed-use schemes.
We lend on sites in Berkshire, Bristol, Buckinghamshire, Devon, Dorset, Hampshire, Oxfordshire, Somerset, Surrey, W.Sussex, and Wiltshire
With Catalyst, you have access to reliable, high leverage lending up to 95% Loan to Costs (LTC) including interest / 75% Loan to Gross Development Value (LTGDV).
To discuss property development funding, call our expert team on 01202 112 900 for a certain lending decision and fast access to terms.
We are here to make sure you never miss a good opportunity. #WeAreCatalyst
Development Finance Criteria
Borrower | Experienced developer or contractor Minimum 20% Personal Guarantees required plus cost overruns Borrowers from 21 to 85 Borrowers with good credit history. Adverse considered by referral |
Rates and Fees | Interest rates from 7.95% pa Catalyst facility fee from 1.00%. (Minumum facility fee £2,000) No early repayment charges Exit fee from 1.00% |
Loan | Loan to cost up to 95% LTC including interest Loan to Gross Development Value up to 75% LTGDV Loan terms up to 36 months. Minimum 3 month interest charged Loans available from £100,000 to £5 million Interest: Serviced, part-and-part or rolled |
Property | Residential and mixed use schemes Available for sites in Berkshire, Bristol, Buckinghamshire, Devon, Dorset, Hampshire, Oxfordshire, Somerset, Surrey, W.Sussex, and Wiltshire Projects from 1 to 25 units Strong sales/rental demand required Collateral warranties not always required Planning uplift considered as equity contribution All sites monitored, smaller schemes can be assessed by an asset manager, not QS. |
REQUEST MORE INFORMATION
Our property development loans are available from £100,000 to £5,000,000, perfect for developers who need to fund small- to medium-sized schemes.
With lending available up to 95% Loan To Cost (LTC) or 75% Loan to Gross Development Value (LTGDV), we provide high leverage funding, enabling borrowers to maximise their loan and cash flow.
Catalyst’s development finance is available for residential and mixed-use schemes with up to 25 units.
This is true “ground up” development finance for experienced property developers and housebuilders. If you have land with planning or are refurbishing a property, we have specially designed loan options for these circumstances. We also offer development exit finance for developers with an existing scheme who are looking to extend their sales period, or refinance their existing development facility onto a short term bridge.