DEVELOPMENT FINANCE

Catalyst Property Finance / Development Finance

We specialise in short term property finance, including ‘ground up’ development finance.

Our funding facilities are designed for property developers and housebuilders’ residential and mixed-use schemes.

We lend on sites in Berkshire, Bristol, Buckinghamshire, Devon, Dorset, Hampshire, Oxfordshire, Somerset, Surrey, W.Sussex, and Wiltshire

With Catalyst, you have access to reliable, high leverage lending up to 95% Loan to Costs (LTC) including interest / 75% Loan to Gross Development Value (LTGDV).

To discuss property development funding, call our expert team on 01202 112 900 for a certain lending decision and fast access to terms.

We are here to make sure you never miss a good opportunity. #WeAreCatalyst

Development Finance Criteria

Borrower Experienced developer or contractor
Minimum 20% Personal Guarantees required plus cost overruns
Borrowers from 21 to 85
Borrowers with good credit history. Adverse considered by referral
Rates and Fees Interest rates from 7.95% pa
Catalyst facility fee from 1.00%. (Minumum facility fee £2,000)
No early repayment charges
Exit fee from 1.00%
Loan Loan to cost up to 95% LTC including interest
Loan to Gross Development Value up to 75% LTGDV
Loan terms up to 36 months. Minimum 3 month interest charged
Loans available from £100,000 to £5 million
Interest: Serviced, part-and-part or rolled
Property Residential and mixed use schemes
Available for sites in Berkshire, Bristol, Buckinghamshire, Devon, Dorset, Hampshire, Oxfordshire, Somerset, Surrey, W.Sussex, and Wiltshire
Projects from 1 to 25 units
Strong sales/rental demand required
Collateral warranties not always required
Planning uplift considered as equity contribution
All sites monitored, smaller schemes can be assessed by an asset manager, not QS.

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Our property development loans are available from £100,000 to £5,000,000, perfect for developers who need to fund small- to medium-sized schemes.

With lending available up to 95% Loan To Cost (LTC) or 75% Loan to Gross Development Value (LTGDV), we provide high leverage funding, enabling borrowers to maximise their loan and cash flow.

Catalyst’s development finance is available for residential and mixed-use schemes with up to 25 units.

This is true “ground up” development finance for experienced property developers and housebuilders.  If you have land with planning or are refurbishing a property, we have specially designed loan options for these circumstances. We also offer development exit finance for developers with an existing scheme who are looking to extend their sales period, or refinance their existing development facility onto a short term bridge.