Straightforward, Fast & Flexible Bridging Finance

Catalyst Property Finance / Catalyst Flex Bridging

Catalyst offers speed and flexibility of funding to borrowers looking for short term finance.

“Catalyst flex” is ideal for borrowers without previous development experience or those who have significant adverse credit. All types of property can be considered.

Lending Criteria Overview

Loan Details

Reduced PGs considered. 
Loan terms from 3 months to 24 months.
No ERCs, 1 to 3 months minimum interest.
Loans available from £100,000 to £1,500,000.
Interest blended or retained. Rolled by exception.
Types of transactions allowed: purchase, refinance, development exit/finish and exit, auction.
Second charge loans available to 65% of 180 day value, subject to overall credit risk.

Property Details

Residential and semi-commercial property to 70% of 180 day value.
Light and moderate refurbishment considered up to 70% LTC.
All property types considered.
Located in England or Wales.

Borrower Details

Inexperienced borrowers considered.
Credit issues accepted.
Bankruptcy/IVAs must be discharged/cleared. UK individual or LTD Co/LLP. Offshore LTD Co.

Have a question about our flexible bridging finance?

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How does ‘flex bridging’ help brokers and their borrowers? Our team share their thoughts:

James Farge, Sales Director, says: “Fast legals, brilliant service, flexible lending – wrapped by a product that considers inexperienced borrowers and accepts credit issues! If you have a tight auction turnaround, a need to complete on a purchase to beat the competition, or even require finance where other lenders have let you down at the last minute – this is where Catalyst flex comes into its own”

Sam Shand, Relationship Manager, says: “With Flex, we are able to move extremely rapidly and view risk realistically.”

Flex monthly interest rates from

 % of 180 day value 70% LTV
Fixed monthly rates from: 0.99%

Flex monthly interest rates from

% 180 Day Value Rates from:
70% 0.99%

How to arrange your flex bridging loan

If you need more details about our flex bridge, speak to our New Business Team today on 01202 112 900.

Flex is designed to help borrowers who want fast access and flexibility on short term finance. Our bridging experts will review your application requirements and give you a decision within one business hour.

We can offer loan terms of up to 24 months and loans up to £1.5 million.