Bridging for Commercial PropertyCatalyst Property Finance / Commercial Bridging Finance
At Catalyst, we consider lending against all types of commercial property. Commercial with intent to convert to alternative use considered, including pre- and post-planning.
Lending Criteria Overview
Borrowers with good credit history.
Borrower 3 year UK address history, exceptions by referral.
UK individual or LTD Co/LLP. Offshore LTD Co.
Loan terms from 3 months to 24 months.
No ERCs, 1 to 3 months minimum interest.
Loans available from £250,000 to £10 million.
Interest serviced, blended or retained.
Transactions considered; purchase, refinance with no cash out, refinance with cash out.
Located in England or Wales.
Commercial with intent to convert to alternative use considered, including pre- and post-planning.
All commercial property considered, including, vacant property, care homes, more rural assets, and ‘quirky’ buildings.
Ready For Funding?
Complete this quick online form and one of our experienced Relationship Managers will be in touch to arrange competitive heads of terms
Catalyst’s commercial bridging is a popular option for people who need to raise funds quickly in order to buy or refinance a commercial asset. As a trusted commercial bridge loan lender, Catalyst can provide you with the finance you need (up to £10 million) and help you to take your business to the next level.
Not only is commercial bridging great for those wanting to buy or refinance, it is also another option for those looking to convert the property to C3 residential/mixed use.
Our commercial bridge loans can be accessed straight away, allowing you to focus on the project.
How does ‘commercial bridging finance’ help brokers and their borrowers? Our team share their thoughts:
Martyn Balsom, Credit Analyst, says: ‘’A commercial bridge loan is a type of short-term financing that’s used to fund an immediate opportunity. Unlike small-business loans, commercial bridge loans are specifically used to “bridge the gap” between your current need for capital and a more long-term financing solution.’’
Anna Bennett, Marketing Manager, says: ‘’Catalyst’s Commercial Bridging product caters for borrowers with all types of commercial property, including vacant buildings. With loans up to £10m and competitive rates, this really is a helpful option for property investors and property developers.’’
Interest Rates From
Multi let, Office, Industrial, etc.
First charge from:
|% of 180 Day Value||65% LTV|
|BBR tracker rates from:||BBR + 9.00% pa|
Monthly Interest Rates From
|% of 180 day value||First Charge rates from|
|65%||BBR + 9.00% pa|
How to arrange your everyday commercial bridging loan
If you need more details about our commercial bridging finance, speak to our commercial bridging finance team today on 01202 112 900.
Our bridging experts will review your application requirements and give you a decision within hours. We can offer loan terms of up to 24 months and loans up to £10 million.
To be eligible for a commercial mortgage bridge loan, borrowers must be aged between 21 and 85 at the end of the term and have a good credit history. Potential borrowers must also have a history of residing in the UK over the past three years. People with an adverse credit rating or have spent fewer than three years in the country can apply on a referral basis.