Bridging for commercial property

Catalyst Property Finance / Commercial Bridging Finance

At Catalyst, we consider lending against all types of commercial property but we have a strong preference for income producing assets if there is no intent to convert to C3 residential/mixed use. Non-income producing assets will be considered on case-by-case basis if there is no intent to convert to C3 use.

Lending Criteria Overview

Borrower Borrowers with good credit history.
Borrower 3 year UK address history, exceptions by referral.
UK individual or LTD Co/LLP. Offshore LTD Co.
Loan Loan terms from 3 months to 24 months.
No ERCs, 1 month minimum interest.
Loans available from £100,000 to £10 million.
Interest serviced, blended or retained.
Transactions considered; purchase, refinance with no cash out, refinance with cash out.
Property Located in England or Wales.
All commercial property considered but we have a strong preference for income producing assets if there is no intent to convert to C3/mixed use.
Non-income producing assets will be considered on case-by case basis if there is no intent to convert to C3 use.

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Catalyst’s commercial bridging is a popular option for people who need to raise funds quickly in order to buy or refinance a commercial asset. As a trusted commercial bridge loan lender, Catalyst can provide you with the finance you need up to £10 million to take your business to the next level.

Not only is commercial bridging great for those wanting to buy or refinance, it is also another option for those looking to convert the property to C3 residential/mixed use.

Our commercial bridge loans can be accessed straight away, allowing you to focus on the project.

Monthly Interest Rates From

Multi let, Office, Industrial, etc.

First charge from:

% of Open Market Value: 50% LTV 60% LTV 65% LTV 70% LTV
Monthly interest rates from: 0.75% 0.80% 0.85% 0.90%

Monthly Interest Rates From

% of OMV First Charge monthly rates from
50% 0.75%
60% 0.80%
65% 0.85%
70% 0.90%

How to arrange your everyday commercial bridging loan

If you need more details about our commercial bridging finance, speak to our commercial bridging finance team today on 01202 112 900.

Our bridging experts will review your application requirements and give you a decision within hours. We can offer loan terms of up to 24 months and loans up to £10 million.

To be eligible for a commercial mortgage bridge loan, borrowers must be aged between 21 and 85 at the end of the term and have a good credit history. Potential borrowers must also have a history of residing in the UK over the past three years. People with an adverse credit rating or have spent fewer than three years in the country can apply on a referral basis.