Bridging, refurb, development, land & BTL finance

Catalyst Property Finance / Short term finance

Bridging, refurb and development finance loans up to 80% LTV of Open Market Value with rates from 0.55% per month

If you have a property project in need of finance, we have a range of short-term finance solutions to help:

A quick and certain lending decision

A great first step is to call our New Business Team on 01202 112 900 to discuss your finance requirements. At Catalyst, we give you direct access to our lending experts who can quickly provide you with a lending decision.

Outside of business hours, please email your enquiry to our New Business Team at enquiry@catalystpf.co.uk

We’re here to make sure you never miss a good opportunity #WeAreCatalysts

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LENDING CRITERIA OVERVIEW

  • First charge: up to 80% of OMV (Open Market Value)
  • Second charge: up to 75% of OMV
  • Bridging and refurbishment loan terms from 3 months to 24 months
  • Ground up development finance loan terms up to 36 months
  • No ERCs, 1 month minimum interest
  • Loans available from £100,000 to £10,000,000 (high by referral)
  • Highest leverage at 80% first charge/75% second charge to a maximum £500,000
  • Interest serviced, blended, rolled or retained
  • Stage payments drawn against costs, not value. Assessed by QS or Asset Manager.
  • Unregulated bridging only.

LOANS AVAILABLE FOR THESE TYPES OF PROPERTY

Catalyst lends on a very wide range of property types and we have lending solutions for all types of schemes, including:

  • Residential property up to 80% OMV
  • Semi-commercial property up to 80% OMV (residential element must be >50%.)
  • Commercial property up to 70% OMV
  • Property in need of refurbishment up to 75% OMV (80% for light refurb to £500k)
  • Development finish and exit up to 80% OMV
  • Development exit (sales period finance) up to 80% OMV
  • ‘Ground up’ development finance up to 95% LTC/75% LTGDV
  • Land with planning/outline planning up to 70% LTV
  • Property must be located in England or Wales
  • Area must have demand for the property type.

To discover how Catalyst can help your next property project, call 01202 112 900.

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EXPERTS

Our team understand specialist property finance and will make your loan application as simple as possible

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RELEVANT IN CROWDED MARKET

We believe our products are compelling and give us the ability to offer market leading terms on every asset class, borrower status and LTV

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FAST AND RELIABLE

We value your business and will work quickly at every stage of the application process

INTERMEDIARY DOCUMENTS

Below you will find a selection of our downloadable documents.

These are in editable PDF format.  Please ensure you have a suitable PDF reader installed on your device.

Bridging loan criteria summary

FOR BROKERS: A 1-page overview of how much we lend, on what property, and a bridging loan criteria summary

Application Form

Please complete this application form to apply for bridging finance

Introducer Registration Form

Haven’t registered with us?  Please complete this quick form so that we can set up your intermediary account.